Consumer spending online, which has shown more immunity to the market conditions, is projected to increase eight percent this quarter to $267 compared to an average of $247 last quarter. The survey is conducted by Javelin Strategy & Research and released quarterly by eBillme.

Despite the slight uptick in online spending, the outlook for offline retail sales remains bleak. This quarter’s Index shows a decline in consumer confidence as we approach the 100-day … Continue Reading

The following is the primary data for the eBillme Online spending Index. The study was fielded in January 2009 and represents Data from the Jan 1, 2009 - April 1, 2009. The study was fielded by Javelin Research on behalf of eBillme and surveyed 1600 Internet respondents.

The index data shows a decrease in spending intent online from Q4 2008, with the average spend dropping from $175.00 to $75.00

Looking forward over the next 90 days, how much do you believe you will spend online? Please include any online purchases such as gifts, airline tickets, or digital goods … Continue Reading

Quarterly eBillme Online Spending Index data points to cautious optimism and a more hopeful outlook on spending and the economy as President Obama takes office

WILMINGTON, Del. - January 22, 2009 - 50 percent of consumers reported they will have more confidence in the economy while more than 1 in 4 feel more comfortable increasing their everyday spending now that the new administration has taken over. This is according to the eBillme(TM) Online Spending Index, a quarterly survey examining consumer spending trends online. The survey is conducted by Javelin … Continue Reading

Macro conditions are beginning to affect day-to-day consumer spending. For years, American consumers took on growing debt loads disproportionate to their incomes and savings. Innovest’s October 2008 report, Credit Cards at a Tipping Point, describes the mortgage market collapse as only one symptom of a larger problem and that credit cards will be next. Falling house prices, higher cost of living and unemployment rates are now exacerbating the financial health of the consumer and will result in a spike in charge-offs in 2009, as well as mounting risk for banks … Continue Reading

The impact of the credit crunch is expected to affect holiday shopping as projected consumer spending online remains steady at $100 - $250 on average. Index results for the fourth quarter show that the credit crunch is causing shoppers to reduce their credit card usage and impacting consumer access to credit resulting in a shift to cash alternatives. 31 percent of respondents indicated that they would purchase more online if they could better control their finances and pay with cash; an opportunity for online merchants to optimize checkout with cash alternatives.

Retailers: Get an in-depth look at the complete Spending … Continue Reading