Times have changed, no doubt the passing of the Truth in Lending Act, a.k.a The Credit Card Bill will impact the way consumers will access and use credit.

When you go to a store near you, you walk up to the teller, hand off the new blender you like, get it scanned and pay. When you pay, you the customer make a choice, you can pay with credit instruments, or you can pay with cash or cash alternatives. The credit card bill will absolutely have some impact on how people will pay in general, but unlike brick and mortar location, … Continue Reading

Consumer perceptions are integral to managing the user experience while online shopping, and only thoughtful and careful management of this process leads to repeat business and success. Some important current perceptions on security were revealed by a recent survey conducted by eBillme and First Data. It asked consumers the following question: If you were to experience identity theft as a result of online shopping, who would you consider primarily at fault? The responses showed that a majority (60% of those surveyed) put the merchant at fault, followed by 22% who didn’t know, … Continue Reading

eBillme, the only cash based alternative payment option that leverages online banking for eCommerce checkouts, online and in the call center, announced that the company has raised $12 million in a recently completed round of financing. The financing was led by the multibillion-dollar, global venture capital firm, Canaan Partners, as well as existing investor Celtic House Venture Partners, investors in software and Internet services companies. Maha Ibrahim, General Partner at Canaan Partners, and Pierre-André Meunier, P.Eng., Partner at Celtic House, will join eBillme’s Board of Directors.

“This … Continue Reading